Carrier Incentives

Make It Rain With NGL EssentialLTC

From March 1 through March 31, 2023, you could earn up to $750 extra by selling NGL's EssentialLTC. The total earned will be paid by check once the contest concludes.

Here is what you could earn:

First application = $50
Second application = $100 
Third application = $200
Fourth application = $400

Be the champion of March Sales Madness with EssentialLTC!

Promotion details:

  1. Each qualified application submitted between 03/01/2023 - 03/31/2023 will earn the writing producer a check for the specified amount above, with a maximum of $750 in total winnings.
  2. Applications must be received at the LTC Administrative Office by mail, E-APP or eUpload within the 03/01/2023 - 03/31/2023 time period.
  3. Payments will be made in early April after the promotional period ends.
  4. Joint applications count as one application.
  5. Credit will only be given to the writing producer.
  6. Credit will only be given for applicants who do not already have an EssentialLTC policy.
  7. Clearly uninsurable applications will not be counted.

For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 or For sales questions contact the Long Term Care Sales Team at


NGL's Producer Circle Requirements

  • Producer's personal production only will be applied toward contest total. Only long term care production will be credited. Single premium payment options will be credited at 10%.
  • Premium amount credited is calculated on production from 01/01/2023 to 12/29/2023 and is net of all first year terminations, lapses, surrenders, not takens and early deaths.
  • To receive an award, all qualifying policies must be in good standing.
  • Producer must be actively appointed with NGL at time of award and have no debt balance.
  • NGL will be the final interpreter of the rules and guidelines of this contest. Award is nonnegotiable.
  • Changes or substitutions in travel arrangements are not guaranteed and may require a fee payable by the attendee.
  • Award recipient may be contacted by NGL and will receive a 1099 for the full value of the award which may not be substituted or transferred.
  • Producer and guest must have a valid passport where required.

John Hancock Vitality Incentive

Now Available to NY Agents & Advisors

The Hancock Incentive has been expanded to include NY agents as well! Click here for details on the Incentive, and Click here for a quick overview of how Vitality "points" work.

NOTE: Please remember to contact your Compliance department to ensure you are able to take part in AIB agency or carrier sales incentives.

Any Questions? Contact Us!

(800) 695-8224