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There is no shortage of negative press surrounding traditional LTC Insurance these days. Recent rate volatility has led to understandable concern with both agents and advisors, and consumers. However, we encourage those same agents and advisors (and consumers) to do a little extra homework on the topic of LTC Insurance, to help separate fact from […]
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A Linked Benefit Primer MEETING CLIENT NEEDS WITH THE LATEST INSURANCE SOLUTIONS THE LTC PLANNIDNG MARKET HAS CHANGE Historically, the main private, insurance-based solution for Long-Term Care (LTC) planning has been traditional or “standalone” LTC Insurance (LTCI). While it has served the market well by putting hundreds of thousands of policies in force and creating […]
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The market for Long Term Care Insurance (LTCI) made available at the worksite has grown in recent years. At the same time, the number of products and carriers offering coverage in that space has decreased. Coverage has typically been offered through traditional or “standalone” LTCI. However, more recently, we have seen a proliferation of products […]
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There is much debate in the financial planning community of late regarding WHICH product is the “best” solution for LTC (Extended Care) planning. On May 22-24, 2018, we held our first-ever “LTC Solutions Carrier Days” in Plainview (Long Island), Clifton Park, and Verona (at Turning Stone Resort Casino), NY, where we examined the current landscape […]
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Do any of these anecdotes sound familiar?: I heard standalone Long-Term Care Insurance (LTCI) is going away All the carriers are getting out of the LTCI business I’m scared about LTCI rate increases & I hear they will continue LTCI is tough to get issued I don’t like buying insurance I may never use (e.g. […]
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Earlier today, we held a very successful webinar with the above title, co-presented by myself and Marketing Director Dave Michalski. I say very successful because both our reservation and actual attendee numbers were twice what they normally are for our training webinars. How do I account for such increased interest? Well, there may be many […]
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![Look Through the [LTCI] Windshield, NOT Through the Rear-View Mirror](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxMjU0IDgzNiIgd2lkdGg9IjEyNTQiIGhlaWdodD0iODM2IiBkYXRhLXU9Imh0dHBzJTNBJTJGJTJGd3d3LmFkdmlzb3JzaWIuY29tJTJGd3AtY29udGVudCUyRnVwbG9hZHMlMkYyMDE5JTJGMTIlMkZpU3RvY2stMTEzMjk5OTUwNV9Mb29rLVRocm91Z2gtdGhlLUxUQ0ktV2luZHNoaWVsZC4uLi5qcGciIGRhdGEtdz0iMTI1NCIgZGF0YS1oPSI4MzYiIGRhdGEtYmlwPSIiPjwvc3ZnPg==)
