Many of your clients may lapse or surrender their life insurance, intentionally or unintentionally, and they do so for any number of reasons. Including (among others): They can no longer afford the coverage They feel they no longer need (or want) the coverage The problem with that course of action is that your client may […]
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Do you have clients looking for guarantees in Long-Term Care Insurance (LTCI)? If so, for many of you the “knee jerk” reaction is often to go straight to a hybrid or linked benefit solution. If that’s YOU, read on! Note: some of this may be “counter intuitive” to some of you, but Return of Premium […]
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Ensight, the leading life and annuity digital sales acceleration platform for insurance carriers, distributors and financial professionals, today announced Advisors Insurance Brokers, (a New York Long Term Care Brokers, Ltd. Company), will now offer Ensight’s intelligent quote and presentations platforms to its broad group of agents as part of their partnership offering. The platform will […]
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When you start up a conversation with a prospect age 60+ about Life / Final Expense Insurance, you more than likely will hear “I’m all set” or “I can’t buy life insurance.” That should be music to your ears, so it is worth continuing the conversation to determine what their situation truly is. A complete […]
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In some respects, we are a “victim of our own success” in the LTC Insurance industry. Especially in the earlier days of the industry (mainly the mid to late 1990’s and early 2000’s), we did a wonderful job of telling agents and advisors that the most appropriate plan design for LTCI was often something like: […]
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There’s nothing like guarantees in times of uncertainty: guaranteed interest rates and lifetime income, to provide a little piece of mind. This is particularly true during uncertain economic times with unprecedented unemployment linked to a pandemic. Even without the current economic environment, life is always unpredictable. And we all know financial decisions, even in good […]
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2020 is certainly one we will all be talking about for many years to come. The global Coronavirus pandemic has significantly altered the way most of us live and work – at least on a temporary basis, but for some, possibly permanently. As we do our part to socially distance, staying at home, trying to […]
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Given the current environment, you are likely wondering how you can possibly take an application for any product line without being face to face with the client. Thankfully, the answer lies in the technology we have at our disposal today. You can utilize Skype, Zoom, or GoToMeeting just to give some examples. For the purpose […]
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Submit one of the following applications for yourself to receive a $75 CASH BONUS!* LTC Insurance Income Protection/DI Life Insurance Critical Illness Insurance or Annuities Submit a second application for your significant other or family member to receive an additional $125 CASH BONUS!* …and remember several carriers extend a Producer Discount plus the Tax Benefits. […]
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Young couple, new parents, and all the associated costs of starting out often make us wonder, “how can we make this work?” After sorting out and agreeing on the priorities, protection to mitigate an untimely death will (or should be) on the list. The loss of an income could have devastating consequences that can impact […]
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