In some respects, we are a “victim of our own success” in the LTC Insurance industry. Especially in the earlier days of the industry (mainly the mid to late 1990’s and early 2000’s), we did a wonderful job of telling agents and advisors that the most appropriate plan design for LTCI was often something like: […]
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There’s nothing like guarantees in times of uncertainty: guaranteed interest rates and lifetime income, to provide a little piece of mind. This is particularly true during uncertain economic times with unprecedented unemployment linked to a pandemic. Even without the current economic environment, life is always unpredictable. And we all know financial decisions, even in good […]
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2020 is certainly one we will all be talking about for many years to come. The global Coronavirus pandemic has significantly altered the way most of us live and work – at least on a temporary basis, but for some, possibly permanently. As we do our part to socially distance, staying at home, trying to […]
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Given the current environment, you are likely wondering how you can possibly take an application for any product line without being face to face with the client. Thankfully, the answer lies in the technology we have at our disposal today. You can utilize Skype, Zoom, or GoToMeeting just to give some examples. For the purpose […]
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Submit one of the following applications for yourself to receive a $75 CASH BONUS!* LTC Insurance Income Protection/DI Life Insurance Critical Illness Insurance or Annuities Submit a second application for your significant other or family member to receive an additional $125 CASH BONUS!* …and remember several carriers extend a Producer Discount plus the Tax Benefits. […]
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Young couple, new parents, and all the associated costs of starting out often make us wonder, “how can we make this work?” After sorting out and agreeing on the priorities, protection to mitigate an untimely death will (or should be) on the list. The loss of an income could have devastating consequences that can impact […]
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If you’re looking to add a little sizzle to your practice with some additional “value-add” to your business owner relationships, how about incorporating some unique workshops…? Introducing…Business Killers® What is it? Advisors Insurance Brokers is proud to announce the offering of Business Killers® in conjunction with Selling Technologies, a client interactive workshop series designed specifically […]
Read More![Look Through the [LTCI] Windshield, NOT Through the Rear-View Mirror](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAxMjU0IDgzNiIgd2lkdGg9IjEyNTQiIGhlaWdodD0iODM2IiBkYXRhLXU9Imh0dHBzJTNBJTJGJTJGd3d3LmFkdmlzb3JzaWIuY29tJTJGd3AtY29udGVudCUyRnVwbG9hZHMlMkYyMDE5JTJGMTIlMkZpU3RvY2stMTEzMjk5OTUwNV9Mb29rLVRocm91Z2gtdGhlLUxUQ0ktV2luZHNoaWVsZC4uLi5qcGciIGRhdGEtdz0iMTI1NCIgZGF0YS1oPSI4MzYiIGRhdGEtYmlwPSIiPjwvc3ZnPg==)
There is no shortage of negative press surrounding traditional LTC Insurance these days. Recent rate volatility has led to understandable concern with both agents and advisors, and consumers. However, we encourage those same agents and advisors (and consumers) to do a little extra homework on the topic of LTC Insurance, to help separate fact from […]
Read MoreA Linked Benefit Primer MEETING CLIENT NEEDS WITH THE LATEST INSURANCE SOLUTIONS THE LTC PLANNIDNG MARKET HAS CHANGE Historically, the main private, insurance-based solution for Long-Term Care (LTC) planning has been traditional or “standalone” LTC Insurance (LTCI). While it has served the market well by putting hundreds of thousands of policies in force and creating […]
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The market for Long Term Care Insurance (LTCI) made available at the worksite has grown in recent years. At the same time, the number of products and carriers offering coverage in that space has decreased. Coverage has typically been offered through traditional or “standalone” LTCI. However, more recently, we have seen a proliferation of products […]
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